"the money." We have been lied to, over and over and over again. We've bought into lies, individually, as family units, and as a nation:
1) You can have it all.
2) You can buy it on credit--at low interest, no less.
3) You deserve to have it now.
4) Why deprive yourself?
5) Your life will never be the same without this?
And now, we are paying for it.
I talked with someone recently whose marriage is in trouble--due to a mountain of debt that has been "assumed" in the not-so-distant past. This person isn't sure what to do...and their spouse is in denial.
So it's really more than must "money"--it's integrity and fidelity and accountability.